Giving Yourself a Pay Raise

If you ask most people whether they would like to earn a pay raise, they would answer yes.

If you ask them whether their boss is likely to give them a pay raise, they would most likely answer no.

However, there is a reliable way to give yourself an after-tax pay raise in any year and any economy.  This fool-proof strategy is to track your spending and tighten-up your budget, regardless of your pay.
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